XYF

X Financial Stock Analysis

AI Rating

Neutral
  • Quality0/10
  • Growth 8/10
  • Momentum 0/10
X Financial sales and earnings growth
XYF Growth
Good
  • Revenue Y/Y 47.14%
  • EPS Y/Y 52.93%
  • FCF Y/Y 0.00%
X Financial gross and profit margin trends
XYF Profitability
Great
  • Gross margin 43.60%
  • EPS margin 22.80%
  • ROE 23.90%
X Financial net debt vs free cash flow
XYF Risk
Great
  • Debt / Equity 0.4
  • Debt / FCF 0.0
  • Interest coverage 3429.2

X Financial stock is less volatile than the overall market, so it's low risk. We give it a Great risk rating.

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